Friday, September 25, 2009

Paypal Money to Bank Account Transfer


How to withdraw the money from paypal to bank account?

IMPORTANT INFO

Non-verified PayPal members will NOT be permitted to make withdrawals of any amount

SOURCE: http://pages.ebay.ph/bankwithdrawal/

  1. Click the 'My Account' tab and then click the 'Withdraw' sub tab.

  2. For Philippine users, withdrawals equal or more than PHP 7,000 are free. For withdrawal amounts of less than PHP 7,000, there will be a fee of PHP 50.

    NOTE: ung P50 is paypal fee lang. s case ko, I have BPI account, and has P150 charge from BPI for that transaction and when I look on the tansction detail.

    If you are in the Philippines, your withdrawal will be converted into Pesos and transferred to your local bank account
    Don’t know about the other bank’s local charge.

  3. Select the bank account and amount to withdraw
    Important: You must become a verified PayPal member in order to withdraw funds from your account. To start the verification process using your credit card, please click the 'Lift this limit' link on the "Withdraw funds to your bank account" page

  4. Confirm the transfer.

    Q: How long does it take for funds to reach my bank account?
    A: It typically takes 5-7 business days. However, depending on your bank’s policies, it may take longer.

    Q: Is there a minimum withdrawal amount?
    Y: Yes, there is a minimum withdrawal limit depending upon the currency which you want to withdraw.

    Q: Are there any requirements that I must fulfill before I can withdraw my funds?
    A: You will need to add a bank account and also become a verified PayPal member.

I'm trying to edit this content make it more clearer.


How to click on PTC Website?

Here is the sample guide on clicking advertisement in WWW.HYPBUX.COM.


  1. Click LOGIN


  2. Type your username, password, & the ask code


  3. Click "View Advertisement", Note: (Some website looks different from this one, I will try to provide another example soon)


  4. Click the LINK ex: "Registry Easy" & Click the little BOX

  5. Wait for the page to LOAD when it says "Advertisement Approved".


  6. Close the ads and Open another advertisement, same process. (Note: Sometimes pop-op box will appear after you close the website, just press OK to exit the pop-up).




- Do this as a daily habit.

See also: Clicking Advertisement Part II

Wednesday, September 23, 2009

The easiest way to increase Referrals?



You must understand that bringing referral is not that easy, even if using this guide and it only depends on how far you stick to it. Your hardworking will bare fruit in the future. Use it as your major equipment in your plans. "Hardworking comes a Great Success".



  1. Freebie Forums. Freebie Forums are an EXCELLENT place for a beginner (and even advanced trader) to get referrals. There are a number of great freebie trading forums out there. Ex: Istorya.net, PinoyExchange.com, sulit.com.ph this site were offering free advertisement.

  2. Traffic Exchanges. This is one I tried, but it can be good for, yes you guessed it, driving traffic to your website, which can then be converted into referrals if you play your cards right. Try this GUIDE

  3. Blogging. You are here at my blog. I’m not sure how you got here, but you are obviously here. This blog gets me referrals on a regular basis. Blogging is great because it can generate good traffic, and if you do it right, it can bring a good amount of referrals. How to Create BLOG?

  4. Social Networking Sites like Facebook, myspace etc. Social networking sites are the wave of the present. They are spreading like wildfire and are a very fun and exciting way to connect with the rest of the world. I recommend using Facebook or Friendster if you live in the Philippines they will become a great asset to find more referrals. What to do? view GUIDE

  5. Friends and Family. You could try to invite your friends it could be the most powerful tool to gain more referrals. Explain to them in the proper place and time, I been laughed once by my friends when I do this. But actually I prefer to use this strategy because it don't require much knowledge using the internet.

  6. Offline Marketing. This is another huge one. In this economy today, people are desperately looking for ways to make money. Putting up Fliers, handing out business cards, advertising in the Sunday newspaper – these are all great ways of getting the word out there and getting referrals.

  7. Craigslist. This is a touchy one, because there are some strict rules that you need to follow, but some of the people I know who get the most referrals for Freebie Sites, get them from Craigslist. I’m not going into the technique of it in this article, but I will do that hopefully soon. Just know that there is a lot of potential using craigslist.

  8. Article Marketing. This is another strategy that many internet marketers use. You can write articles and submit them to article directories, with the idea that having articles out there for the world to see can get you traffic that you can convert them into referrals.

  9. Google Adwords. The difference between this method and the others is that this one actually costs money. You are actually getting Pay Per Click (PPC) traffic. Meaning you are paying people to check out your website and this can work out well, if you know what you are doing. (Costly)

  10. One of the more traditional ways to promote any opportunity is business cards. They have been effective for years and years because they are tangible, can be referred to later, and are taken/given with interest. That said, they can be a wonderful way to get GPT referrals. Create business cards with the address to your personal website suggested in Step 1. You can also include referral links for the GPT sites themselves on the cards. VistaPrint.com will give you 250 business cards for just the cost of shipping - which is typically around $5.00. Once you have your cards, distribute them at every chance you get. Be tactful, but aggressive. Leave your cards in waiting rooms, school boards, church boards, post office ad boards, community boards, grocery store boards, at the library, with store owners willing to display them, etc.


As you can see the above example give enough information on helping you find more referrals. Executing the above tips will help alot.

Gettings Started (Step-by-Step)

Introducing the Unique Steps Cash Generating System!

Make a HUGE Amount of Money Quickly And Easily!
Be in the Right Place at the Right Time when Opportunity Knocks
Join The Most Powerful Online Money Making for FREE




Please follow the 5 steps carefully, if you missed up something then review your work. But if still you can't correct it then try to post your problem in the comments box below.

  1. Create a New YAHOO or GMAIL
  2. Create a New PayPal Account, Register Now or View Guide
  3. Register to Paid to Click Website below:


    NOTE: After you register in PTC you can now login and you have to click 4 ads per day approximately 3 mins session. You can click the PTC guide for instructions on clicking advertisement.



  4. Invite Referrals to increase your Earnings. VIEW GUIDE
  5. Open EON ATM CARD Union Bank. VIEW GUIDE
  6. Withdraw your Money using ATM

-Your done.

Remember to "PUT" eljun as your REFERRAL. I can monitor your username under my referral list. If you are not Listed you cannot received any support from me.

Tuesday, September 22, 2009

Easy steps to Start Online Money without any Investment

BEFORE YOU START PLEASE HAVE PATIENT ON READING THE INFORMATION WRITTEN ON THIS PAGE IT MAY HELP YOU UNDERSTAND EVERYTHING.

Q: HOW TO EARN ONLINE MONEY?
A: Join affiliates, Paid To - Sites, Adsense, Surveys, Data Entry Job and Etc..

Q: WHAT IS THE EASIEST WAY?
A: Join Paid To-Site ex: Paid to Click

Q: HOW MUCH DO I EARN?
A: $50 per week or more. Depends on PTC sites

Q: HOW DO I GET PAID?
A: Use PayPal or AlertPay to receive and send online Money

Q: ARE THEY RELIABLE?
A: Ofcourse they are, need a Proof? Search Google for PTC website on your corresponding country, maybe one of your countrymen already discovered it.

Q: HOW TO RECEIVED MY MONEY IN PAYPAL or ALERTPAY?
A: Possible ways were stated after Registering, Most common is they accept Direct Bank Transfer, by Check. Or Credit cards

Q: I DON'T HAVE CREDIT CARDS CAN I STILL RECEIVE MONEY?
A: Ofcourse you can,How? Bank-Wire or Bank Transfer or by CHECK and etc..

Q: WHERE TO START?
A: Understand the Major Parts of the Business to learn how it works.

MAJOR PARTS OF THE BUSINESS:

PAID TO CLICK
Websites

According to the most people's testminonials "is simple and easy, yet effective source of making money online". They don't require any special skills or knowledge to work with"- All you need to do is to spend few minutes of time each day by clicking on Ads links or emails.
The process are rather simple Company website pays for traffic to help promote and improve their products and services. Traffic refer to people who will visit their website and access their products.

This is totally 0% Investment opportunity so why are you just setting back. Try this opportunity you won't lost anything.

Read More



PAYMENT PROCESSING

Payment is done to a company known as (a third party company) appointed by a merchant to handle credit card transactions for merchant banks. They are usually broken down into two types—front-end and back-end, with a gray area in between.

The money your earn from PTC website will be forwarded to Payment Processor such as PayPal or AlertPay when you request a payout.

No bank experience? don't panic yet because I'm here to help. I designed this website for ease of use especially for a beginner surfer like you.
Payment will be process using:






REFERRAL

A simple way of boosting your income, through referral you can gain additional commission. More referrals means more money and it has a lot of advantages. So the questions is pretty simple "How do I gonna convince people to join the program" sounds easy, but looking for referral is most the challenging part of this business. WHY? because you could not easily convince people to believe unless you give them a "PROOFS" of your payments. It may lead you to your success in looking for referrals.

Here is the Basic REFERRAL Calculations:

Payment for ad = $0.01
Payment for ad from referral = $0.01
You clicked 10 ads in a day, 10 X $0.01 = $0.10
30 refferals clicked 10 ads in a day, 30 X 10 X $0.01 = $3

Your daily earnings $3.10
Your weekly earnings $3.10 X 7 = $21.7
Your monthly earnings $21.7 X 4 = $86.8
MONTHLY EARNING for 1 PTC = $86.8

How if you have 10 PTCs? $86.8 X 20 = $868
POTENTIAL MONTHLY earnings US$868
Lets convert to PHP, (current rate is 48) 868 X 48 (ex: Currency) = 41,664.

Read More





GETTING STARTED!

Updated Top 5 PTC 2010


Collection of Different TOP Rated PTC according to Rating's, using this PTC you can EARN UP TO $500
or higher per/month w/o any amount of investment. Want to know HOW? click Here or skip the tutorials and register to the PTC WEBSITE BELOW.

Instructions:

Please click each image below one by one to register in the different PTC website. Look I put my referral link on each images. If you register under my referral then I will sent you the "Boosting your Referral Guide". Put "eljun" in the REFERRAL during your registration.

Clicking Advertisement is a lot easier that you ever think it is. You can view here to see the guide on clicking advertisement.










    Do you want to take a TOUR?
    See also:

    Monday, September 21, 2009

    PAYMENT PROCESSOR


    A payment processor is a company (often a third party) appointed by a merchant to handle credit card transactions for merchant banks. They are usually broken down into two types—front-end and back-end, with a gray area in between.

    Front-End Processors have connections to various Card Associations and supply authorization and settlement services to the merchant Banks’ Merchants. Back-End Processors accept settlements from Front-End Processors and, via The Federal Reserve Bank (FED), move the money from the issuing bank to the merchant bank. In some cases, the merchant bank gets the settlement information from Front-End Processors and in other cases, from the Back-End Processors. This is the gray area.

    In an operation that will usually take less than a minute, the payment processor will both check the details received, by forwarding them to the respective card’s issuing bank or card association for verification, and will also carry out a series of anti-fraud measures against the transaction.

    Once the payment processor has received confirmation that the credit card details have been verified, the information will be relayed back via the payment gateway to the merchant, who will then complete the payment transaction. If verification is denied by the card association, the payment processor will relay the information to the merchant, who will then decline the transaction.

    KNOWN PAYPMENT PROCESSOR COMPANY
    • Global Payments Inc.
    • authorize.net
    • Paymate
    • PayPal
    • Shift4
    • Heartland Payment Systems
    • Worldpay
    • Alertpay

    I recommend on using Paypal for using money transaction fast and easy. Click here to start learning about paypal.

    Mail Registration

    NOTE: You can skip this when you already have an existing Email Address.

    We used email to validate the Payment Processor and it is very important to keep it safe. Telling anyone about your account information will compromise its security. I recommend to create a Fresh Email address exclusive for this kind of business matter. If your old email address has been flooded with bunch of spams and advertisement's you might accidentally detele your Paypement processor account information. Creating a fresh copy will be very useful in this kind of situations.

    CREATING YAHOO MAIL:

    1.Type www.yahoo.com or click here
    ty
    2.Click Sign-Up or click here

    3.Fill-up the required form information
    * Type in your desire EMAIL ADDRESS in the box:

    * Make sure to remember the 2 security questions stated

    * Type the confirmation code in the box

    * Now Check the "Do you Agree" box & Click ACCEPT


    4. Once Registration has been Successfully Created you can now login.
    * To login click here
    * Click INBOX to see if you have a new message

    OTHER FREE MAIL SERVICES

    "Note: The process is almost familiar as the above information, just use your common sense."

    * GMAIL OR GOOGLE MAIL Click Here

    * MSN or HOTMAIL Click Here

    Step by step guide on Verifying Paypal Email


    ABOUT PAYPAL

    PayPal is an e-commerce business allowing payments and money transfers to be made through the Internet. PayPal serves as an electronic alternative to traditional paper methods such as checks and money orders.

    "We’re pleased to announce the launch of a new withdrawal feature, allowing you to transfer funds from your PayPal account to your Visa® branded credit, debit or prepaid card. This new feature will enable you to gain convenient access to your funds and is available in 26 countries, including Malaysia, India, Indonesia and the Philippines. "

    PAYPAL REGISTRATION PROCEDURES:


    1. Click Sign-up



    2. Select Personal and click "Get Started"



      Fill-up with the required information

    3. Uncheck the "Link my credit card...." note: Uncheck if you don't have any valid Credit cards.



    4. Check your email inbox and look for service@intl.paypal.com


    5. In your INBOX click the "LINK YOUR CARD"


    6. Type your PayPal Password


    7. Select 2 Security questions & Click SUBMIT (NOTE: Remember your answer)


    8. Afterwards click "Go to My ACCOUNT", Skip the "LINK YOUR CARD".

    You are done-

    You can now use your PayPal to receive payment and shop Online

    Using Smartmoney



    THE ST
    EP BY STEP GUIDE ON HOW TO GET A
    SMART MONEY CARD and a VERIFIED PAYPAL ACCOUNT

    More credits to Onlinebiz who posted this article on the forum giving us more convenient in handling paypal transactions.


    STEP 1: HOW TO REGISTER A FREE PAYPAL ACCOUNT:

    (right click on the link, and open link in a new tab)
    1. Register at Paypal by clicking the image link below:

    2. Click the Sign Up link located at the upper right portion of the screen.
    3. Change your country to (ex:Philippines)
    4. Choose a Personal Account
    5. Fill-up form and click Agree and Create Account
    6. Follow Easy Instructions afterwards.
    NOTE: Unchecked the "Enter Credit Cards Number" if you have none.

    How to Access your Paypal Account:
    1. Go to https://www.paypal.com/
    2. Enter your email address and password
    3. Click Log-in then you will now be directed to your account.
    STEP 2: HOW TO APPLY FOR A SMART MONEY CARD:

    1: Activate your Smart Money Account via your SMART mobile phone.

    Option No.1:
    (1) Text MONEY to 343
    (2) Enter desired W-PIN (6 digits)
    (3) Re-enter W-PIN, Press OK
    (4) Choose "Get Account" Press OK
    (5) Select BDO
    (6) Wait for you confirmation message

    Option No.2:
    (1) Go to SMART MENU and select SMART MONEY
    (2) Choose any transaction
    (3) Follow steps 2 to 6 above.

    2: Once you have successfully activated your "Smart Money Account"
    Please go to the Nearest Smart Wireless Center at your Place

    And submit the following:
    (1) A completely filled up SMART MONEY application form
    (2) Photocopy of a VALID ID.
    (3) Php 30.00 Processing Fee

    *Photocopy of a VALID ID
    For Minors: Photo bearning SCHOOL ID signed by the Principal or School Head
    For Adults: Passport, Drive's License, PRC Card, NBI Clearance, Police Clearance,
    Postal ID, Voter's ID, GSIS e-Card,SSS Card, OWWA ID, OFW ID, or Company ID

    3: Wait for your card to arrive.
    Wait about 3 days (if residing within Metro Manila)
    Wait for about 7 days (if residing outside Metro Manila)

    Once the Card has Arrived.
    You can now use your Smart Money CARD
    to VERIFY your Paypal Account.

    **********************************************************************************************
    STEP 3: HOW to make your Paypal Account Verified by using your SMART MONEY CARD:

    (1) Please UNLOCK your SMART MONEY Card
    a. Go to SMART Menu at your Mobile Phone
    b. Choose SMART Money
    c. Choose Card Mgmt
    d. Choose Card Lock
    e. then choose Unlock
    Note: You will receive a text message that your card is now ready
    for online purchases. Make sure that your Smart Money Card
    is loaded with at least Php 200 for the Paypal Verfication Charge.

    (2) Go to www.paypal.com
    (3) Log-in to your Paypal account
    (4) Point your mouse to Profile Menu
    (5) Choose Add/Edit Credit Card
    (6) Click Add a Card
    >>> Add your Smart Money Card Details to your Paypal account <<< (7) Then a Paypal Code will be sent to you via Text Message. Message includes the 4 digit Paypal Code (EXPUSE) (8.) Then Enter the Paypal Code to your Paypal Account. Once approved.. You now have a Verified Paypal Account.. Paypal will add $1.95 to your Paypal account from your Smart Money Card.. as a refund for the Verification process.. This will take about 24 to 48 hours..


    (Then you can now Receive and Withdraw
    your ONLINE MONEY using your Paypal Account)

    Official Bank Codes Philippines



    PayPal has finally released the "official" list of Bank Codes for PayPal Philippines.


    Take a look on this article and check if your bank was stated below as many people asking for Bank Codes so here it is (Philippines only). This article was released on January 2008 I don't know if everyone heard about it so I posted it here for additional information.


    Apparently, the initial "bank code" information we got from Metrobank and BPI were wrong. A note to our Paypal friends: before you launched this new direct withdraw feature, you should have at least coordinated with local banks and issued the bank codes simultaneously with the launch. Until now, most bank people have no idea whenever we ask them about the PayPal Philippines Bank Codes. Anyway, I personally hope this officially begins the fruitful relationship of Filipino online earners with PayPal. Finally, users in the Philippines will have no problem attaching their bank accounts and can now request to directly withdraw their PayPal funds!



    OFFICIAL LIST OF PAYPAL PHILIPPINES BANK CODE

    Bank Name Bank Code
    ALLIED BANKING CORP 010320013
    AUSTRALIA NEW ZEALAND 010700015
    ASIA UNITED BANK 011020011
    BANGKO SENTRAL NG PILIPINAS 010030015
    BANGKOK BANK 010670019
    BANK OF AMERICA 010120019
    BANK OF CHINA 011140014
    BANK OF TOKYO 010460012
    BANCO DE ORO (& EQUITABLE PCI BANK) 010530667
    BANK OF COMMERCE 010440016
    BANK OF THE PHIL ISLANDS (BPI) 010040018
    CHINA BANKING CORP 010100013
    CHINA TRUST COMML BANK 010690015
    CITIBANK N.A. 010070017
    DEVT BANK OF THE PHILS (DBP) 010590018
    DEUTSCHE BANK 010650013
    EAST WEST BANK 010620014
    EXPORT & INDUSTRY BANK 010860010
    FUJI BANK 010640010
    HONGKONG AND SHANGHAI BANK (HSBC) 010060014
    INTL COMML BANK OF CHINA 010560019
    INTL EXCHANGE BANK 010680012
    JP MORGAN CHASE BANK 010720011
    KOREA EXCHANGE BANK 010710018
    INTL NEDERLAND BANK 010660016
    LANDBANK OF THE PHILS 010350025
    MAYBANK OF THE PHILS 010220016
    METROPOLITAN BANK & TRUST CO 010269996
    PHIL BANK OF COMMUNICATION 010110016
    PHIL TRUST COMPANY 010090039
    PHIL NATIONAL BANK (PNB) 010080010
    PRUDENTIAL BANK 010150018
    PHIL VETERANS BANK 010330016
    RIZAL COMML BANKING CORP (RCBC) 010280014
    SECURITY BANK & TRUST CO 010140015
    STANDARD CHARTERED BANK 010050011
    UNITED COCONUT PLANTERS BANK 010299995
    UNION BANK OF THE PHILS (UBP) 010419995
    UNITED OVERSEAS BANK 010270189

    Happy online earning!

    Join the discussion on Withdrawing PayPal Philippines funds here.

    Philippine banks with Paypal bank codes: Allied Bank; Asia United Bank; BSP; Banco de Oro (BDO); Equitable PCIBank (same as BDO bank code); Bank of Commerce; Bank of the Philippine Islands (BPI); China Bank; China Trust; Citibank; Development Bank of the Philippines (DBP); Deutsche Bank; East-West Bank; Export Bank; Hong Kong and Shanghai Bank (HSBC); Landbank of the Philippines (Land Bank); Metropolitan Bank and Trust Co. (Metrobank); Philippine Bank of Communications (PBCom); Philtrust; Philippine National Bank (PNB); Prudential Bank; Veterans Bank; Rizal Commercial Banking Corporation (RCBC); Security Bank; Standard Chartered; United Coconut Planters Bank (UCPB); UnionBank of the Philippines (Unionbank); United Overseas Bank.

    Article From: http://www.pinoymoneytalk.com/bank-code-philippines-withdraw-paypal/

    NOTE: Remember we can also use ALERTPAY to claim our monies.


    MINI PROFILE:
    Name: Eleazar Junsan
    Location: Philippines
    Province: Bohol
    Town: Jagna
    Interest: Computer Stuff, Technology
    Hates: Sports
    YM: cush_18@yahoo.com
    CP: 09282274033
    Don't look what i'm playing...!!


    People call me eljun and this is my story on earning extra internet income using PTC program. This is my personal earning blogs containing guideline and tutorials on how to get extra income using the Internet. There were many of this similar post in the different website, however I made this one for me.

    Design simplicity for beginner user and enhance with intact information for helping your small business effectively.

    After a few months of searching the web for some absolute clues and information to clarify everything that has said to be "False" truth. By these I learned most of every aspects considering the practical example on Using Internet as home line business income generator.

    In this blog you can do everything you want, feel free to post your intentions, suggestions and ideas to help improve my blogs. I will try to support everyone with the best of knowledge that I had.

    Verifying Paypal Using EON Debit Card


    WITHDRAW USING PAYPAL

    How to transfer your money from PAYPAL to your local bank?
    Using EON debit card is one of the popular way of Verifying Paypal very and ease and less work. However fees are still being implemented. I recommend using this procedure, for more support contact me at HERE.
    1. USING EON CARD FROM UNION BANK OR OTHER ATM CARDS (This is the complete procedures & most convenient way)
      • Apply for UNIONBANK EON VISA ELECTRON CARD bank cards in your nearest Unionbank branch. You will only need P350 to apply for the card plus 100-200 pesos for paypal process verification.

      • ENROLLING IN ONLINE BANKING (EON Card)

      • Requirements:
        • A UnionBank ATM or Debit card
        • An ATM PIN
        • Internet Explorer version 6.0 or higher

        (Before you can use online banking, the first thing you'll have to do is enroll your accounts via the UnionBank online enrollment form.)

      • To access the enrollment form, click here then follow the four easy steps to enrollment:
        • Step 1: Validate your ATM card number and PIN
        • Step 2: Nominate a user ID
        • Step 3: Confirm your User ID
        • Step 4: Complete the enrollment form

        You’re done. You will reach a confirmation screen signifying that your application has been received and can log-in 48 hours later.

      • Logging-in

        To log in follow these steps.

        • Go to the log-in page.
        • Enter your User ID and ATM PIN.
          Start banking online!
      • Procedure for Withdrawing Payments from your Paypal Balance to your UnionBank Debit card
        • Once the payment has reflected in your Paypal balance, you can transfer the funds to your UnionBank Debit card by using the withdrawal feature.
        • You will be given 2 options in withdrawing your funds. Please choose the "transfer funds to your card" option. Paypal charges $5.00 USD for this facility.
        • The transfer to your UnionBank Debit card will be completed within 4 working days from the date of your withdrawal request. A status report of your withdrawal request is reflected in your Account Overview screen.
        • Your funds will be converted to the peso equivalent using the VISA Exchange rate for the day of the withdrawal request.

          Happy Online Banking….



    Payment Processor Guide


    PayPal is an e-commerce business allowing payments and money transfers to be made through the Internet. PayPal serves as an electronic alternative to traditional paper methods such as checks and money orders.

    We have different methods on WITHDRAWING online money via: check, credit cards, or by bank-wire "Bank Account". You can view HERE the list of Official Paypal Bank in the Philippines. Since paypal is the most recommended payment processor around the world we will try to understand everything about it.

    "We’re pleased to announce the launch of a new withdrawal feature, allowing you to transfer funds from your PayPal account to your Visa® branded credit, debit or prepaid card. This new feature will enable you to gain convenient access to your funds and is available in 26 countries, including Malaysia, India, Indonesia and the Philippines. "

    PAYPAL REGISTRATION PROCEDURES:

    1. Click Sign-up
    2. Select Personal and click "Get Started"
    3. Fill-up with the required information
    4. Uncheck the "Link my credit card...." note: Uncheck if you don't have any valid Credit cards.
    5. Check your email address for verification code